Gearsure - Equipment Insurance

For brokers placing risks in the events, entertainment and creative industries, equipment exposure is often the most critical (and business‑critical) risk a client faces. Arena’s Gearsure Equipment Insurance has been designed specifically for these industries, delivering broad, practical cover that aligns with how equipment is actually used in the real world.

Broad Cover for Industry‑Specific Equipment

Arena Gearsure provides cover for physical loss or damage to a wide range of specialist equipment, including:

• Musical instruments and band equipment, including touring and rehearsal gear
• Theatre sets, props and costumes, whether in storage, transit or use
• Public Address (PA), Audio Visual, Lighting, Staging and DJ equipment
• Photographic, film and video equipment, including location‑based use
• Sound recording and studio equipment, essential to production continuity

This breadth of cover allows brokers to confidently place risks across multiple creative disciplines under a single, fit‑for‑purpose solution.

Automatic Worldwide Cover

In an industry where equipment frequently travels, Arena Gearsure includes automatic worldwide cover. This is particularly valuable for:

• Touring musicians and performers
• Production companies working on location
• Freelance operators and hire businesses supporting overseas events

For brokers, this removes the need for repeated territorial endorsements and reduces the risk of unintentional uninsured exposures when clients work internationally.

Backed by an Australian Insurer with Superior Claims Service

Arena Gearsure is backed by an Australian insurer, offering brokers and clients confidence in:

• Local claims handling
• Clear communication
• Practical, industry‑aware claims outcomes

In the event of a loss, responsive claims service is often just as important as the policy wording itself — particularly where equipment is essential to ongoing operations.

Competitive Premiums with Low Excesses

Arena Gearsure is structured to remain commercially viable for operators of all sizes, offering:

• Competitive premiums
• Low excesses relative to equipment values
• Flexible solutions for owned and hired equipment

This makes it suitable for both established production businesses and smaller operators who still rely heavily on high‑value gear.

Emergency Hire Costs Included

A key differentiator of Arena Gearsure is the inclusion of Emergency Hire Costs following a claim. This feature helps clients:

• Replace damaged or stolen equipment quickly
• Meet contractual and performance obligations
• Avoid cancelled events or lost income due to downtime

For brokers, this is a powerful value point — particularly for clients whose reputation and cash flow depend on uninterrupted performance.

Why It Matters for Brokers

Arena Gearsure isn’t generic “property insurance.” It’s a purpose‑built solution for the events and entertainment sector, addressing the realities of touring, temporary locations, shared use and tight event timelines.

By placing equipment risks with Arena, brokers can offer clients certainty, continuity and specialist protection — backed by an insurer that understands the industries involved.